September 2025: What We Covered on UK Credit Card Guide

September was busy. We broke down big money questions that many of you asked. From the safety of big savings balances to the best day to snap up Bitcoin, we gave you clear answers. We also looked at how much equity you can unlock from your home and whether remortgaging really cuts your monthly bill.

Savings Accounts – Safe or Risky?

If you’ve piled a hefty sum into a savings account, you probably wonder if it’s truly safe. Our article walked through deposit insurance limits, how inflation can eat your purchasing power, and why liquidity matters. We also pointed out smarter options like high‑yield savings or short‑term bonds that keep your money protected while fighting back against price rises.

Bitcoin Buying – Is There a Cheapest Day?

Crypto fans love a good bargain, so we dug into data from 2017‑2025 to see if certain weekdays are cheaper for buying Bitcoin. Turns out, weekends and early Mondays often see slight dips, but the savings are usually outweighed by higher transaction fees. We shared a simple strategy: set a weekly purchase limit, use a low‑fee exchange, and let the price do the rest.

Next, we tackled equity release – a hot topic for homeowners looking to fund retirement or big projects. The guide explains the real maximum you can pull out in 2025, the factors that push the limit up or down, and why UK rules differ from New Zealand. We gave quick formulas and real‑life examples so you can calculate your own potential cash without a math degree.

Remortgaging questions? We answered whether switching mortgages actually lowers your payments. Using New Zealand as a case study, we laid out the math, highlighted hidden fees like break charges, and provided a handy checklist to run before you apply. The takeaway: a lower interest rate can cut payments, but only if you factor in all the costs.

All four pieces share a common thread – practical advice you can act on today. No fluff, just the numbers and steps that matter. Whether you’re safeguarding a savings stash, timing a crypto buy, unlocking home equity, or refinancing a mortgage, you now have a roadmap.

We keep updating our guides with the latest figures and regulations, so check back often. If any of these topics hit close to home, dive deeper into the full posts for tables, formulas, and FAQs. Your money decisions deserve clear, honest info, and that’s exactly what we aim to deliver.

Got a question that didn’t make the September roundup? Drop us a comment or send a message. We love hearing what you need help with, and we’ll turn those ideas into the next guide.

Is It Safe to Keep a Lot of Money in a Savings Account? Risks & Smart Strategies

Is It Safe to Keep a Lot of Money in a Savings Account? Risks & Smart Strategies

Explore whether keeping large sums in a savings account is safe, covering deposit insurance, inflation, liquidity, and smarter alternatives.

Elliot Marlowe 26.09.2025
Cheapest Day to Buy Bitcoin: Does a Weekday Edge Exist in 2025?

Cheapest Day to Buy Bitcoin: Does a Weekday Edge Exist in 2025?

Looking for the cheapest day to buy Bitcoin? See what 2017-2025 data hints at, why weekends/Mondays can dip, and how to actually lower your cost-fees included.

Elliot Marlowe 19.09.2025
What’s the Maximum You Can Get with Equity Release in 2025?

What’s the Maximum You Can Get with Equity Release in 2025?

How much can you release from your home? Learn the real maximums, what affects them, UK vs NZ differences, quick formulas, examples, and pitfalls to avoid.

Elliot Marlowe 12.09.2025
Do Payments Go Down When You Remortgage? NZ Guide with Real Examples

Do Payments Go Down When You Remortgage? NZ Guide with Real Examples

Will remortgaging lower your repayments? Learn when payments fall or rise in NZ, the math, fees, and steps. Clear examples, checklists, and risks to avoid.

Elliot Marlowe 5.09.2025