Introduction

This Privacy Policy explains how UK Credit Card Guide (kartykredytoweuk.co.uk) collects, uses, and protects your information when you visit our website. We are committed to respecting your privacy and complying with applicable data protection laws, including the UK General Data Protection Regulation (UK GDPR) and the Data Protection Act 2018.

Information We Collect

When you visit our website, we automatically collect certain information through standard web technologies. We do not require you to register, provide personal details, or create an account. The information collected includes:

  • IP address and approximate location
  • Browser type and version
  • Operating system
  • Pages visited and time spent on site
  • Referring website or search engine
  • Cookies and similar tracking technologies

How We Use Information

The information we collect is used solely for the following purposes:

  • To analyse website traffic and improve user experience
  • To understand which content is most relevant to our readers
  • To ensure the website functions correctly and securely
  • To comply with legal obligations

We do not use your data for direct marketing, profiling, or automated decision-making. No personal data is stored in databases or linked to identifiable individuals.

Cookies and Tracking Technologies

We use cookies and similar technologies to enhance your browsing experience. Cookies are small text files stored on your device that help us remember your preferences and analyse site usage.

Types of cookies we use include:

  • Essential cookies: Necessary for the website to function properly
  • Analytics cookies: Used to gather anonymous statistics about site traffic
  • Advertising cookies: Used by third-party networks to display relevant ads (see below)

You can manage or disable cookies through your browser settings. Disabling cookies may affect the functionality of some features on our site.

Third-Party Services

We use trusted third-party services to support our website operations:

  • Google Analytics: To collect anonymous usage data and improve content relevance. Google Analytics processes data in accordance with its own privacy policy.
  • Advertising networks: We may use ad networks such as Google AdSense to display relevant advertisements. These services may place cookies and use tracking technologies to serve ads based on your browsing behaviour across the web.
  • Cloudflare: Used for website security and performance optimisation. Cloudflare may process IP addresses and other technical data for security purposes.

We do not control the privacy practices of these third parties. We encourage you to review their respective privacy policies.

Data Security

We take reasonable measures to protect your information from unauthorised access, alteration, disclosure, or destruction. However, please note that no method of transmission over the internet or electronic storage is 100% secure. We implement industry-standard safeguards, including secure hosting and regular security reviews, but cannot guarantee absolute security.

Your Rights

Under the UK GDPR and Data Protection Act 2018, you have the following rights regarding your personal data:

  • The right to be informed about how your data is used
  • The right of access to your data (if any is collected)
  • The right to rectification of inaccurate data
  • The right to erasure (right to be forgotten)
  • The right to restrict processing
  • The right to data portability
  • The right to object to processing
  • The right not to be subject to automated decision-making

Since we do not collect or store personal data in a way that identifies individuals, most of these rights do not apply directly. However, if you believe any data has been processed in error or wish to opt out of third-party tracking, you may contact us using the details below.

Children's Privacy

Our website is intended for general audiences and is not directed at children under the age of 13. We do not knowingly collect personal data from children. If we become aware that we have inadvertently collected data from a child under 13, we will take steps to delete it immediately.

Changes to This Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or legal requirements. Any material changes will be posted on this page with an updated Last Updated date. We encourage you to review this policy periodically.

Contact Information

If you have any questions, concerns, or requests regarding this Privacy Policy or your data, please contact us at:

Elliot Marlowe
Email: [email protected]
Address: Auckland War Memorial Museum, Auckland Domain, Parnell, Auckland 1010, New Zealand

For complaints about data processing, you may also contact the UK Information Commissioner's Office (ICO): ico.org.uk.