Welcome to UK Credit Card Guide
At UK Credit Card Guide, we believe that understanding your credit card options shouldn’t be confusing or overwhelming. Whether you’re new to credit or looking to optimize your current cards, our mission is to cut through the noise and give you clear, trustworthy advice tailored to the UK market.
What We Do
We provide in-depth, up-to-date reviews and comparisons of UK credit cards — from 0% purchase offers and balance transfers to cashback rewards, travel perks, and low-interest options. Our goal is to help you make smarter financial decisions that align with your lifestyle and goals.
Topics We Cover
Our content focuses on everything related to credit cards in the UK, including:
- Best credit cards for different spending habits
- How to improve your credit score
- Understanding interest rates, fees, and terms
- Balance transfer strategies
- Rewards programmes and cashback deals
- Managing debt responsibly
- Latest changes in UK finance regulations
About the Creator
Elliot Marlowe is a financial writer and researcher with over a decade of experience helping people navigate personal finance in the UK. Though based in Auckland, New Zealand, Elliot has deep roots in the British financial system and maintains a strong focus on UK-specific card offerings, lender policies, and consumer protections. His passion for financial literacy stems from seeing too many people pay unnecessary fees or miss out on benefits simply because they didn’t understand their options.
Why This Website Exists
UK Credit Card Guide was born from a simple frustration: the lack of transparent, unbiased resources for everyday UK consumers. Banks and comparison sites often prioritise partnerships over people. We created this site to fill that gap — offering honest analysis, real-world examples, and practical tips without hidden agendas or affiliate-driven bias.
Our Values
We believe in:
- Transparency: We clearly disclose how we’re funded and never hide potential conflicts.
- Accuracy: All information is regularly reviewed and updated to reflect current offers and regulations.
- Empowerment: Our goal isn’t to sell you a card — it’s to help you choose the right one for you.
- Accessibility: We write in plain language so anyone can understand, regardless of financial experience.
Contact Us
We welcome your questions, feedback, and topic suggestions. You can reach Elliot directly at [email protected]. While based in Auckland, New Zealand, all content is researched and written with the UK consumer in mind.