Introduction

These Terms of Service ('Terms') govern your use of the UK Credit Card Guide website ('the Site'). By accessing or using the Site, you agree to be bound by these Terms. If you do not agree with these Terms, you must not use the Site. These Terms apply to all visitors, users, and others who access or use the Site, and it is your responsibility to ensure you understand these conditions before using our services. The Site offers insights, advice, and comparisons concerning credit cards in the UK, and these Terms ensure the proper use and provision of these services.

Acceptance of Terms

By accessing the Site, you confirm that you are at least 18 years of age and have the legal capacity to enter into these Terms. You agree to comply with all applicable laws and regulations regarding your use of the Site. Please note that these Terms may be updated from time to time, and by continuing to use the Site after changes are made, you accept the new terms as they become effective. We encourage you to review these Terms periodically to remain informed of any updates. Any changes will be posted on this page, and it is your responsibility to check for such changes.

Use of Site

The Site is provided for informational purposes only, and the content is not intended to replace professional financial advice. Users should seek independent financial advice before making any decisions based on the content provided. You are permitted to view, print, and download extracts from the Site for your own personal use, provided that you do not modify any documents or their related graphics in any way. Unauthorized use of the content may violate copyright, trademark, and other applicable laws, and may result in legal action.

User Obligations

As a user of the Site, you agree to use the Site responsibly and not engage in any activities that may harm the site or its users. This includes, but is not limited to, the uploading or distribution of malicious software or any kind of harmful code, engaging in automated data collection such as data scraping, and attempting to gain unauthorized access to the Site. You are solely responsible for any interactions you engage in based on the information provided on the Site, and you agree to indemnify and hold harmless the owner and operators of the Site from any claim or demand made by any party due to or arising out of your use of the Site.

Privacy Policy

Your privacy is important to us, and we are committed to protecting your personal information. The Privacy Policy, which is incorporated into these Terms by this reference, can be found on the Site and outlines the data we collect, how it is used, and how it is protected. By using the Site, you consent to the collection and use of your information as described in the Privacy Policy.

Contact Information

If you have any questions about these Terms, please contact us via email at [email protected]. Our postal address is Auckland War Memorial Museum, Auckland Domain, Parnell, Auckland 1010, New Zealand. We welcome your feedback and will respond to your inquiries as promptly as possible.

Governing Law and Jurisdiction

These Terms are governed by and construed in accordance with the laws of the United Kingdom, without regard to its conflict of law principles. You agree to submit to the exclusive jurisdiction of the courts located in the United Kingdom in any legal matter arising from or related to the use of the Site. In the event that any provision of these Terms is found to be invalid by a court of competent jurisdiction, the remaining provisions shall remain in full force and effect.