What Two Debts Cannot Be Erased in Debt Consolidation
In New Zealand, student loans and child support arrears cannot be erased through debt consolidation. Learn why these debts are exempt and how to manage them effectively.
UK Credit Card Guide: Choose the Right Card for You
Looking for a card that fits your lifestyle? We break down the basics so you can pick a credit card without getting lost in jargon. From travel rewards to low interest rates, we cover the most common features that matter to everyday users.
Compare Card Features Quickly
Our side‑by‑side tables let you see annual fees, interest rates, and bonus points at a glance. Want a card with no foreign transaction fees? Just tick the box. Need a balance transfer deal? You’ll spot the best offer in seconds.
Boost Your Credit Score with Smart Use
Having the right card is only half the game. Pay your balance in full each month, keep utilization under 30%, and set up automatic reminders. Those simple habits can lift your score fast, opening doors to better rates and higher limits.
Ready to start? Browse our top picks, read the short reviews, and use the comparison tools to find the card that matches your goals. It’s that easy.
How Much Will You Have If You Save $100 a Month for 30 Years?
Saving $100 a month for 30 years can grow to over $120,000 with compound interest. Learn how small, consistent savings add up over time-and where to put your money for the best returns.
Is cryptocurrency even worth it? Here's what actually matters in 2026
Cryptocurrency isn't for everyone, but for those who understand its risks and rewards, it can be a powerful tool for long-term wealth. Here's what actually matters in 2026.
Are ISAs Taxable in the USA? What Americans Need to Know
ISAs are tax-free in the UK, but the U.S. IRS doesn't recognize them. Americans with ISAs must report all growth, dividends, and interest - and may face heavy penalties for unreported PFICs and foreign accounts.
What Is the 20% Credit Card Rule and How It Saves You Money
The 20% credit card rule helps you maintain a strong credit score by keeping your total card balances under 20% of your total credit limits. Learn how timing your payments can make a big difference.
What Is a 70-15-15 Budget? A Simple Way to Manage Your Money
The 70-15-15 budget splits your income into 70% spending, 15% saving, and 15% investing. Simple, flexible, and effective for real New Zealanders who want to build wealth without stress.
How Long Will It Take to Get Student Loan Forgiveness?
Student loan forgiveness timelines vary from 5 to 25 years depending on your job, loan type, and repayment plan. Learn the real paths to forgiveness and how to avoid common mistakes.
Is a Pension Lifelong? What Really Happens When You Retire in New Zealand
New Zealand's Superannuation is paid for life once you turn 65, but it's not enough to live comfortably. Learn how it works, what can stop it, and why saving on your own is still essential.
What Is the Risk of Remortgage? Key Dangers and How to Avoid Them
Remortgaging can save money - or cost you tens of thousands. Learn the real risks in New Zealand: hidden fees, extended terms, equity traps, and credit score damage. Know when it's smart - and when to walk away.
What Is the Downside of Buying Bitcoin? Real Risks You Can't Ignore
Buying Bitcoin comes with serious risks: extreme volatility, no legal protection, potential for total loss, and no income. It's not a reliable store of value or inflation hedge. Know the downsides before you invest.
What Is the Best Budgeting Strategy for Real Life in 2026?
The best budgeting strategy isn't one-size-fits-all. Learn which method-zero-based, 50/30/20, envelopes, or automation-fits your life in 2026 and actually sticks.
What Is the Worst Month for Crypto Investing?
September has historically been the worst month for crypto prices, with Bitcoin and altcoins often dropping 8-12%. Learn why this happens, how to protect your investments, and when to buy back.