Investments – Simple Tips and Strategies to Grow Your Money

Looking for ways to make your cash work harder? You’ve landed in the right spot. This page pulls together the most useful articles about investing, so you can pick a strategy that fits your life and start seeing results.

We cover everything from ultra‑safe certificates of deposit to high‑yield ideas that promise double‑digit returns. No jargon, just straight‑forward advice you can act on today.

Low‑Risk Options: CDs and ISAs

If you want to protect your principal while still earning a decent rate, a Certificate of Deposit (CD) is a solid pick. One of our guides breaks down exactly how much you could earn on a $5,000 CD in 2025, and shows simple math to compare different banks. The same article gives quick tips for avoiding common mistakes, like early withdrawal penalties.

Individual Savings Accounts (ISAs) also get a quick reality check. We look at whether ISAs really lose money in 2025 and give you a few tricks to make the most of the tax‑free allowance.

Higher‑Yield Choices: 12% Returns and Beyond

Dreaming of a 12% annual return? It’s not a myth, but it does come with risk. Our "Where to Get 12% Interest on Your Money" article lists the real places that have offered double‑digit yields, explains the type of assets involved, and warns about the volatility you’ll face.

For those comfortable with a bit more swing, we also dive into equity release topics. While not a traditional investment, releasing equity from your home can free up cash for other ventures. Articles like "What’s the Maximum You Can Get with Equity Release in 2025?" and "How Much Do You Repay on Equity Release?" detail the numbers, the interest mechanics, and the pitfalls to watch.

All of these pieces give you the numbers you need to decide whether a high‑yield option matches your risk tolerance.

Beyond the big headlines, we’ve added practical steps you can take right now:

  • Set a clear goal – know if you’re saving for a house, retirement, or a rainy‑day fund.
  • Pick a time horizon – short‑term cash needs favor CDs, long‑term growth can handle more risk.
  • Use our checklists – each article includes a quick list of what to ask your bank or broker.
  • Watch fees – hidden charges can eat a big chunk of any return, especially on high‑yield products.

Remember, the best investment isn’t the one that promises the highest return; it’s the one that fits your life and stays in your plan. Browse through the articles below, grab the tips that make sense for you, and start putting money to work today.

Ready to take the next step? Use the search bar at the top to find a specific topic, or scroll down to see the full list of investment posts. Happy investing!

Best Alternatives to Traditional Savings Accounts

Best Alternatives to Traditional Savings Accounts

Exploring options beyond traditional savings accounts can help your money grow faster. From high-yield savings accounts to money market accounts and certificates of deposit, there are various financial products that offer better returns. Understanding the pros and cons of each can lead to smarter financial planning. This article breaks down these alternatives to help you find the right fit for your savings goals.

Elliot Marlowe 6.02.2025