How to Beat Chase 5/24 Rule: Smart Strategies for Approved Credit Cards
Learn how to legally beat Chase's 5/24 rule with smart strategies like business cards, authorized user accounts, and product changes - without hurting your credit score.
UK Credit Card Guide - Page 2
Can You Pay a Credit Card Bill With Another Credit Card?
You can't pay a credit card bill with the same card, but you can transfer debt to another card with a 0% intro APR. Learn how balance transfers work, when they help, and what to avoid.
Why Is 0 APR on Credit Cards Actually a Trap?
0 APR credit card offers seem like a deal, but they often trap users with hidden fees, high interest after the promo ends, and credit score damage. Here's why they're more dangerous than they look.
What Is the First Thing You Should Do When Budgeting?
The first step in budgeting isn't cutting expenses - it's tracking every dollar you spend for 30 days. This simple habit reveals where your money really goes and sets the foundation for a realistic, lasting budget.
How Much Should Home Insurance Cost Per Year in New Zealand?
Find out how much home insurance should cost per year in New Zealand based on location, home type, and rebuild value. Avoid underinsurance and hidden exclusions with real 2025 price examples.
What Bank Gets Hacked the Least? Safe Savings Accounts in 2025
In 2025, Chase, Capital One, and Ally lead in savings account security with zero major breaches. Learn what makes these banks the safest and how to pick one that won't get hacked.
What Are the Disadvantages of Remortgaging? Hidden Costs and Risks You Can't Ignore
Remortgaging can save money, but hidden fees, credit hits, extended loan terms, and rate resets often make it cost more in the long run. Know the risks before you switch in New Zealand in 2025.
Is Consolidating Debts Good? The Real Pros and Cons
Debt consolidation can lower payments and interest, but it's not a fix for overspending. Learn when it helps, when it hurts, and how to do it right in New Zealand.
What Is Better Than Equity Release? 5 Real Alternatives for Older Homeowners
Equity release isn't your only option. Discover five smarter ways to boost retirement income without debt - downsizing, KiwiSaver, part-time work, government support, and more - with real examples from New Zealand.
Is There a Charge for Equity Release? Here’s What It Really Costs
Equity release isn't free - it comes with fees, interest, and long-term costs. Learn what you really pay when unlocking cash from your home, and how to avoid costly mistakes.
What Is the Golden Rule Budgeting? A Simple Way to Stop Living Paycheck to Paycheck
The golden rule budgeting, or 50/30/20 rule, helps you split your income into needs, wants, and savings. It's simple, effective, and works whether you're earning $25,000 or $80,000 a year.
Can You Realistically Make Money with Crypto? Here’s What Actually Works in 2025
Can you realistically make money with crypto? Yes-but only if you avoid hype, stick to Bitcoin and Ethereum, use staking, and invest with discipline. Most people lose money chasing trends. Here’s what actually works in 2025.