The #1 Rule of Budgeting Everyone Should Follow
Learn the #1 budgeting rule-spend less than you earn-plus step‑by‑step actions, common pitfalls, method comparisons, tools, and FAQs to master personal finance.
Author: Elliot Marlowe - Page 4
Is a HELOC the Right Move in 2025? Pros, Cons & Alternatives
Explore whether a HELOC makes sense in 2025, covering its definition, current rates, pros, cons, alternatives, qualification tips, and step‑by‑step application guidance.
The Hidden Drawback of the 50/30/20 Budgeting Rule
Explore the main downside of the 50/30/20 budgeting rule, see why it can be too rigid, and learn practical tweaks to make it work for varied incomes and high living costs.
Best Crypto for Daily Earning: Top Staking & Yield Options 2025
Discover the most reliable crypto for daily earnings, learn how staking, lending, and yield farming work, compare top options, and get a practical guide to start earning today.
How Much Is the Monthly Payment on a $60,000 Home Equity Loan?
Learn how to calculate the monthly payment on a $60,000 home equity loan, explore rates, terms, fees, and get a checklist to avoid hidden costs.
Will I Lose My Credit Cards When I Consolidate My Debt?
Learn if debt consolidation forces you to lose credit cards, how it impacts your credit score, and step‑by‑step tips to keep cards open while consolidating debt.
Warren Buffett's Favorite Stock Revealed: Why Apple Tops His List
Discover why Apple is Warren Buffett's favorite stock, how it fits his value‑investment criteria, and what everyday investors can learn from his choice.
Is It Safe to Keep a Lot of Money in a Savings Account? Risks & Smart Strategies
Explore whether keeping large sums in a savings account is safe, covering deposit insurance, inflation, liquidity, and smarter alternatives.
Cheapest Day to Buy Bitcoin: Does a Weekday Edge Exist in 2025?
Looking for the cheapest day to buy Bitcoin? See what 2017-2025 data hints at, why weekends/Mondays can dip, and how to actually lower your cost-fees included.
What’s the Maximum You Can Get with Equity Release in 2025?
How much can you release from your home? Learn the real maximums, what affects them, UK vs NZ differences, quick formulas, examples, and pitfalls to avoid.
Do Payments Go Down When You Remortgage? NZ Guide with Real Examples
Will remortgaging lower your repayments? Learn when payments fall or rise in NZ, the math, fees, and steps. Clear examples, checklists, and risks to avoid.
Does Refinancing Hurt Your Credit? The Real Impact Explained
Wondering if refinancing hurts your credit? Discover how mortgage refinance actually affects credit scores, what to expect, and tips to protect your score.