The average pension payout in the U.S. is around $3,500 a month when combining Social Security and other retirement income - but most people need more to live comfortably. Here's what you really need to know.
Equity release offers cash from your home but comes with high interest, reduced inheritance, benefit loss, and hidden fees. Learn the real risks before you sign.
Find out which banks in New Zealand offer the lowest car loan interest rates in 2025, how to qualify, and how much you can save by choosing wisely. Real rates, real savings.
Find out which life insurance companies in New Zealand have the highest claims payout rates and customer trust in 2025. Avoid hidden pitfalls and choose a provider that actually pays when it matters.
The 50/20/30 budget rule splits your after-tax income into 50% needs, 20% savings/debt, and 30% wants. It’s a simple, flexible way to manage money without feeling restricted.
Is an Amex credit card worth the high annual fee? We break down real benefits, hidden costs, and who actually saves money - not just who spends more.
Find out which banks offer the lowest car interest rates in New Zealand in 2025, how to qualify, and how to avoid hidden fees that could cost you thousands.
Crypto is volatile and unreliable for long-term wealth. Discover safer, proven investments like index funds, real estate, dividend stocks, and small businesses that actually grow your money over time.
Find out exactly how much equity you can release from your home in New Zealand based on your age, property value, and health. Learn the real limits, hidden costs, and smart alternatives before you commit.
An 800 credit score isn't as rare as you think-about 1 in 10 New Zealanders have one. Find out what it really means, how to get there, and what benefits it actually gives you in 2025.
Debt consolidation doesn’t erase bad credit-it just changes how you pay. Learn how long negative marks last, how your score drops and recovers, and what steps actually rebuild credit after consolidation in New Zealand.
ISAs let you save or invest up to £20,000 a year tax-free in the UK. Learn how they work, what types exist, and why they’re one of the best tools for long-term wealth-even if you're not a higher-rate taxpayer.
