Author: Elliot Marlowe

How Much Equity Can You Release From Your Home?

How Much Equity Can You Release From Your Home?

Find out exactly how much equity you can release from your home in New Zealand based on your age, property value, and health. Learn the real limits, hidden costs, and smart alternatives before you commit.

Elliot Marlowe 6.11.2025
How Rare Is an 800 Credit Score? Real Numbers and What It Actually Gets You

How Rare Is an 800 Credit Score? Real Numbers and What It Actually Gets You

An 800 credit score isn't as rare as you think-about 1 in 10 New Zealanders have one. Find out what it really means, how to get there, and what benefits it actually gives you in 2025.

Elliot Marlowe 3.11.2025
How Long Does Bad Credit Last After Debt Consolidation?

How Long Does Bad Credit Last After Debt Consolidation?

Debt consolidation doesn’t erase bad credit-it just changes how you pay. Learn how long negative marks last, how your score drops and recovers, and what steps actually rebuild credit after consolidation in New Zealand.

Elliot Marlowe 30.10.2025
Are ISAs Tax-Free? Here’s Exactly How They Work in 2025

Are ISAs Tax-Free? Here’s Exactly How They Work in 2025

ISAs let you save or invest up to £20,000 a year tax-free in the UK. Learn how they work, what types exist, and why they’re one of the best tools for long-term wealth-even if you're not a higher-rate taxpayer.

Elliot Marlowe 27.10.2025
Do People Lose Money in Crypto? Risks, Stats, and How to Protect Your Investment

Do People Lose Money in Crypto? Risks, Stats, and How to Protect Your Investment

Explore why many investors lose money in crypto, see real loss data, compare risks with traditional assets, and learn practical steps to protect your investment.

Elliot Marlowe 26.10.2025
Find the Lowest Mortgage Rates in New Zealand - 2025 Guide

Find the Lowest Mortgage Rates in New Zealand - 2025 Guide

Discover how to lock in the lowest mortgage rates in New Zealand for 2025. Compare major banks, learn key factors, and follow a step‑by‑step plan to secure the best deal.

Elliot Marlowe 25.10.2025
Which House Types Usually Get Lower Homeowners Insurance Premiums?

Which House Types Usually Get Lower Homeowners Insurance Premiums?

Discover which house types and features lead to lower homeowners insurance premiums, with practical tips on construction, location, safety upgrades, and policy choices.

Elliot Marlowe 24.10.2025
The Easiest Budget Method: Master the 50/30/20 Rule in Simple Steps

The Easiest Budget Method: Master the 50/30/20 Rule in Simple Steps

Discover the simplest budgeting plan-the 50/30/20 rule. Learn how to calculate it, set it up in minutes, and compare it with other easy methods.

Elliot Marlowe 23.10.2025
Is $5,000 a Month a Good Pension? What You Need to Know

Is $5,000 a Month a Good Pension? What You Need to Know

Find out if a $5,000 monthly pension covers retirement costs, how inflation, health care and other income affect it, and steps to evaluate your own budget.

Elliot Marlowe 22.10.2025
How many people have $100,000 in savings? 2025 Statistics and Insights

How many people have $100,000 in savings? 2025 Statistics and Insights

Discover how many households hold $100,000 in savings, see age and income breakdowns, and get practical steps to reach this milestone in 2025.

Elliot Marlowe 21.10.2025
Do Home Insurance Quotes Impact Your Credit Score?

Do Home Insurance Quotes Impact Your Credit Score?

Learn whether home insurance quotes affect your credit score, the difference between hard and soft inquiries, NZ regulations, and tips to keep your credit safe while shopping for coverage.

Elliot Marlowe 20.10.2025
80/20 Budget Rule Explained - Simple Money Management Tip

80/20 Budget Rule Explained - Simple Money Management Tip

Learn what the 80/20 budget rule is, how it works, and practical steps to apply it for smarter money management and faster savings.

Elliot Marlowe 19.10.2025